Hey, I'm Janet! 

My mortgage concierge team will help you easily shop multiple lenders to find the best rates and terms possible. 

 

This is a complementary service only available to my clients.  What will you do with your savings?

 

COLLEGE 🎓  |  VACATION 🏖️  |  SOMETHING ELSE 👩‍🚀

STEP 1 - Baseline Preapproval

Click "Apply Now" to get your baseline preapproval submitted in less than 9 minutes. No paperwork needed.

STEP 2 - Loan Packet

Congratulations you have your baseline preapproval. Now let's gather the paperwork we will need to seal the deal.

 
Driver's License
Last two years of w2's
2 most recent paystubs
2 most recent bank statements
2 most recent personal tax returns
Proof of any other recurring income

STEP 3 - Shop Lenders

When ready let the team and I know and we will help you shop your loan packet to multiple lenders. 


We typically suggest submitting your application to a local and an internet cloud-based lender to ensure great rates. 🛒

STEP 4 - Compare

Congratulations, you now have lenders fighting for your business.


This will help ensure you save as much money as possible on your mortgage.  Let's set up a quick thirty minuet call to compare the loan estimates. 


My mortgage concierge team will help you self-discover which offer is best for you and your family. 💖 

What Clients are Saying

I was extremely impressed and grateful for Janet as my realtor. She was/is extremely professional and treated me like family. With her wealth of experience and knowledge of being a resident and realtor in Tucson, she was able to meet me and my family’s needs within my budget and pick a home that met my expectations. If you want a strong/confident realtor to negotiate and put the time and effort (both quality), pick Janet Luna. Thanks again Luna for making my home buying experience smooth.

Floyd Celestine